Professional Liability Insurance (for accredited member)
We have developed, with the Canadian Kinesiology Alliance, a policy covering errors and omissions that may occur in your professional practice up to $ 2,000,000 per year ($3M, or $5M coverage are also available). To take advantage of this insurance, you will receive by email the purchase process as soon as your accreditation is validated by the Federation. Note that this insurance is mandatory.
Services covered
Services covered by insurance: Covered services are subject to provincial legislation and/or recognized additional training.
Insurance brochure
* Members wishing to subscribe to the "Accredited Member - other Insurance than Prolink" membership fee will be required to abide to the Professional Liability Release. Note that proof of insurance must be provided to be exempted from that of the QKF. Members working in CSSS/hospitals and who are covered can provide proof of employment.
It is imperative to inform your broker Prolink Inc Insurance Group of this change of status (retirement, change of membership category, etc).
More information on this CKA page.
For any questions or changes to your professional liability insurance contact:
Gilles Ferland: gilles.ferland@
Nota bene
Your QKF professional liability policy offers you coverage for any advice, services and training that you offer in digital format (i.e. online or virtual care) – as long as you ensure that you act within the limits of your scope of practice as a kinesiologist as defined by the QKF and/or the CKA.
However, be advised that this police will only respond if a lawsuit or allegation is presented in Canada.
If you provide online services to clients and patients based outside of Canada (such as the United States), please contact PROLINK at: CKA@prolink.insure. We will help you obtain separate coverage for lawsuits and allegations against you outside of Canada.
Professional liability is a claims-made policy. Regardless of when a wrongful act is committed, this policy only applies to claims that are:
Originally claimed against the insured (you or your company) during the term of the contract; AND
Reported to the insurance company or PROLINK in writing during the duration of the contract or within the following 30 days.
Extended insurance - Automatic coverage for subsequent warranty period for 6 years
What happens if someone makes a claim after your claims-based policy expires? This is when the subsequent warranty period (SWP) applies. SWP keeps your policy in force for a fixed period following its termination or expiry, meaning you will be covered for any claims made against you for the 6 year term of SWP.
For kinesiologists insured through the FKQ plan, a SWP is automatically included in the professional liability policy. It will apply in the case where a kinesiologist:
Retires;
Deceased;
Ceases to practice as a kinesiologist or continues to practice but does not renew his affiliation with the CKA or the FKQ.
This SWP offered by Trisura constitutes the most comprehensive coverage on the market, and meets all the requirements of various regulatory bodies such as the College of Kinesiologists of Ontario.
To protect you and your business against claims for your previous work, we can offer you SWP insurance (at no extra premium). SWP insurance is a professional liability policy designed to cover prior acts only. It is used in cases where a professional is no longer practicing/retired.
Your 6 year SWP policy can be issued once the attached No Claims Declaration form is signed and returned.
Student insurance program
Our insurer ensures the protection of students (3rd and 4th year) and interns who work under the direct supervision of an accredited member of the insured FKQ, always provided that this student or intern is enrolled in a kinesiology program at a university educational establishment recognized by the Fédération des kinesiologues du Québec.
To join: send your membership request to: Gilles Ferland, Account Manager – Business Services, Damage Insurance Broker: gilles.ferland@
General Civil Insurance (optional for accredited members)
General civil insurance covers you for bodily injury, property damage and injuries (defamation and slander) caused to the third party (client). This can be purchased at the same time as your professional liability insurance. To take advantage of this insurance, you will receive by email the purchase procedure as soon as your accreditation is validated by the Federation. This insurance is strongly suggested.
More information on this CKA page.
For any questions or changes to your professional liability insurance contact:
Gilles Ferland: gilles.ferland@
Group insurance - Notice of termination
It is with regret that we announce the cessation of the insurance plans to members of the Fédération des kinesiologues du Québec as of December 31, 2022.
Considering all the claims submitted by our group in recent years in comparison with the low penetration rate of this exclusive plan, the premiums demanded by the various insurers no longer allow us to remain competitive for a majority of policyholders, despite our numerous efforts and searches for alternatives. In fact, only 10% of members sign up and we want to avoid making you pay too much unnecessarily for group insurance.
We remind you that as a partner of QKF members for ten years, the VIGILIS team will remain present to support and advise you. You will therefore have the freedom to contract with the company of your choice.
To find health insurance that meets all your needs.
To register with RAMQ.
